With record-breaking gas prices, rising inflation, and slowing growth, 2022 is not shaping up to be the rosy recovery year economists predicted. Of the many money hacks that could help keep your head above water in these rocky times, one method seems to be a no-brainer – get paid your monthly salary twice (or thrice) over. How exactly? By doing multiple jobs at once. In other words, get “over-employed.” The trend has been quietly gaining ground during the pandemic. Still, it has only broken out into mainstream conversations on the future of work in recent months. ResumeBuilder found 69% of surveyed remote employees had a second job in October last year, with 37% holding two full-time jobs. Scott Belsky, the chief product officer of Adobe who coined “career polygamy,” named it the number one tech trend for 2022. “The desire to generate income and feel fulfilled from multiple projects will increase retention… increase workplace productivity… and help many projects and companies engage top talent that would otherwise be out of reach,” Belsky told Business Insider. Most common among software engineers, it is also catching on in finance, media, accounting, sales, and other industries where workers are mostly in front of a screen. Put simply; you are over-employed when you simultaneously work two or more remote full-time jobs with overlapping hours without either of your employers’ knowing. The growing online community at overemployed.com is an ideal entry point for those looking to wet their toes. The site’s founder, Isaac, gives advice for newbie career polygamists: how to apply for multiple jobs, the best practices for maintaining a balance between them, and the legal nitty-gritty of things like contracts, conflicts of interest, and tax. Overemployment means different things to different professionals, be they job seekers, employees, freelancers, or employers. But is it right for you? That will depend on where you are in your career journey and your role in the industry. For JobseekersTaking on multiple jobs when you don’t even have one may seem intimidating. Still, there’s no easier time to try it than when you are on the job market and freely available. Applying for dozens of jobs at a time and sitting through countless interviews, job seekers are in a prime position to get in on the “daylighting” game. Remaining open to taking on multiple jobs could help seekers keep their options open and break out of the all-or-nothing mindset that accompanies traditional job hunting. In addition, if you’ve been out of a job for a while and need cash, double-dipping on salary could alleviate some financial stress. One tactic is to find someone already over-employed and see if they need help. Some over-employed people have been known to pass on one of their extra positions to their unemployed friends and families. One worker interviewed by the Guardian had three jobs and gifted one to his sister. “I just gave her my corporate login and told her what to do,” he said. “I attend the meetings to show my face, and she would do the bulk of the work.” For EmployeesOvermployment will appeal to remote workers who feel their job is not too demanding and have extra time to take on another. There are several benefits for the already-employed. First, there is the financial incentive of stacking multiple salaries. A second job can also give high-functioning workers a way to push their limits. It will especially suit results-oriented productivity junkies who get a kick out of juggling multiple assignments. Overemployment can also be a transition period for those looking to change careers and try out a new industry before making the jump. It can also be an excellent experience booster for young grads looking to add more to their resume (so long as they are careful about the datelines!) Yet there are risks, too – one anonymous netizen on the subreddit forum r/overemployed said they lost both their jobs after both employers discovered they’d been double-timing them. Depending on the industry, such setbacks could harm your reputation and impact your chances of landing a job in the future. This is why the over-employed community shares hacks on keeping discrete and avoiding detection. Some, for instance, use mouse movers – a device that keeps your cursor active while away from your desk – to fool their company’s productivity monitoring software. But once you’ve got the hang of two or three jobs, why stop there? Overemployment can also be a gateway drug to a more flexible (and potentially more profitable) setup – being a freelancer. For FreelancersCareer polygamy may seem like a natural choice for those free-spirits who already work outside traditional office roles. Nonetheless, over-employment and freelancing are different professional setups. Freelancers work on projects while the over-employed work jobs. Freelancers have clients, while the over-employed have employers. Freelancers get paid per gig while the over-employed earn a salary. So what could be the appeal of being over-employed for freelancers? One factor is income security. While most freelancers typically hustle part-time gigs or temporary projects, the over-employed take multiple full-time positions at once. This means they do not have to keep track of payments from various projects but just two steady paychecks. Therefore, during turbulent times, it may be more beneficial for freelancers to have a couple of reliable monthly incomes each month to offset the risk of their gigs suddenly drying up. There may be drawbacks, though. Clocking on for multiple-day jobs does not necessarily give the flexibility that inspires freelancers. Though still working from home, the work hours are likely to be fixed rather than fluid. For freelancers dedicated to working around their lives instead of living around their work, over-employment may feel too much like being a regular employee. For EmployersYet what if you are the one doing the employing? Will you resist the trend, ignore or embrace it? How will you respond if you uncover your staffs’ professional infidelity? The labor shortage puts employers in a bind here. Ideally, you want workers to be productive and focused while on the clock. Still, you want to take care in confronting them about their secret’ labor affair’ lest they leave you altogether. To avoid a fallout, employers can get proactive by laying out guidelines to ensure employees keep their integrity while not suffocating their freedoms. These could include designating non-negotiable “core work hours” in the workday. It could also involve clarifying expectations around confidentiality obligations and requesting workers be transparent and inform you if they are over-employed. Overemployment is outlasting the pandemic and fast becoming a part of the new normal of work. Going forward, knowledge workers of all kinds will need to consider what feels right to them as they consider how to adapt this new form of employment into their professional lives. More Career Articles:
This post was produced and syndicated by Wealth of Geeks. Via https://mylifeiguess.com/are-you-ready-to-try-career-polygamy/
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Do you feel stuck in your career? Many of us do, and it’s because you’re not doing the things necessary to keep leveling up professionally. That includes continuously improving our job roles. Our responsibilities. And, yes, our salary. Successful people manage their careers proactively. They don’t leave their success to chance. Want to make more money and feel successful? Here’s the script. 7 Things To Level Up Your CareerStart doing these seven things to boost your career prospects immediately. 1. Make a 5-year planIf we don’t know where we are going, we will never know when we will get there. The fact is most people don’t have a 5-year plan. The lack of a plan keeps us shooting in the dark, wandering toward something we think we want. I made this mistake early in my career, and it is one of my biggest regrets. Your 5-year plan should include critical elements such as:
We begin making smarter career decisions when we know exactly where we want to be in five years. The path becomes more apparent. And, we set ourselves up for success by charting a course that’s understood and realistic. 2. Look for other jobs (even if you don’t want one)Even if you have no plans to leave your job, it can be eye-opening to see what else is there. For instance, you might be surprised at how much money others in your position are making. Or, there may be job opportunities you had no idea existed. Take some time to look through online job boards for roles within your industry. Pay attention to the compensation and the skills and experience these roles demand. For many of us, spending a little extra time developing the skills that other companies are looking for will put us in a much better position if and when we start looking for different jobs. Those who are proactive very often enjoy more lucrative careers. 3. Reconnect with your networkI remember spending years without interacting with my network of colleagues, which was a big mistake. When it came time to switch positions, it was much tougher to use my network because many of them had moved on. Or, it felt strange asking them for help after so many years without contact. If it’s been a while, make an effort to reconnect with some people inside your network. Ask how things are going. Have lunch with a few of them, or send an email to check in. Keeping up with those in your network will expose you to opportunities never noticed before. It will also make it less awkward to ask them for help if you need it. 4. Work on your soft skillsIt’s one thing to be great at the technical components of your job. But, you quickly set yourself apart from your coworkers if your soft skills are on point too. Your soft skills include communication and leadership capabilities. They also include your aptitude to manage time properly and interact professionally with your coworkers. Most cities offer night or weekend classes to help shore up your softer skills. Or, at the very least, look for online discussion groups, books, and other resources to help you learn how to communicate well (both written and verbal) and manage your time effectively. This makes more of a difference than you think. 5. Start a fitness routineHealthy people tend to be more active and happy throughout the day. And, people want to work with those who are happy and engaged. It’s infectious. If you become that person your coworkers want to work with, a great money-making career is in your future. Make fitness your priority. Join a gym and go three times a week. If you’re new, hire a personal trainer to get you started. Many gyms offer personal training services as a part of their membership benefits. Get fit. Get healthy. Your career will thank you for it. 6. ReadReading is a great way to pass the time. From books to magazines, there are so many resources that can benefit you in your career. Inc and The Economist are a couple of my favorite magazines. And there is no shortage of books that can help improve your career. Here are a few of my favorite titles:
7. Hire a coachIf you feel stuck or need a change, career coaches can be a breath of fresh air. A career coach helps you find a career that fits both your career goals and your interests. They help clients transition between jobs (and careers), offer insight to improve existing careers, and help nurture leadership skills. The best career coaches are unbiased and non-judgmental. If you’re looking to bounce ideas off a seasoned professional, a career coach can be a great option. Or, maybe you need someone to hold you accountable. Perhaps you want a promotion but are not sure how to get it? If you feel anxious and don’t know what to do next, look into a career coach for a fresh perspective on your career and how to improve it. More Career Articles
This article was produced and syndicated by Wealth of Geeks. Via https://mylifeiguess.com/level-up-your-career/ Entrepreneurship is an ever-growing field, partially thanks to the rise of the side hustle. As you likely already know, a side hustle is a colloquial term for a small business or professional venture that you undertake “on the side” – as in you do it in your free time and not as a part of your day job. Side hustles differ from creating a start-up business in a few ways. For one, there is no expectation that you will – or should – immediately quit your job upon starting a side hustle. It is meant to be on the side, although it may grow and become a viable full-time career. The specific nature of a side hustle can vary dramatically, depending on your particular interests and skills. If you are interested in horticulture, for example, you might create a floristry side hustle. If, on the other hand, you always want to be a cartoonist, you can begin a webcomic as a side hustle – or could compile comic books to sell to interested publishers. There are literally hundreds of different side hustle ideas out there! There are many benefits of having an active side hustle, regardless of your financial or career circumstances. Here are a few reasons why it’s worth your time. 1. A Side Hustle Can Give You HopeLet’s face it. Work isn’t always fun, life isn’t always easy, and sometimes, things don’t work out the way we would like them to. If you can relate to these frustrations, it’s worth realizing the significant benefits of having a side hustle. It can give you hope when times are tough, work is unfulfilling, and a better future seems difficult to envision. Every side hustle you engage in is the equivalent of buying a career lottery ticket. But it’s better than a lottery ticket, really, because with a side hustle, your hard work will influence your outcomes. On the other hand, a lottery ticket is just a pure, distant chance. In any case, the point is that each side hustle you engage in will open the door to new possibilities. You may have plenty of failed business ventures to your name before you find one that you can make successful. (Many entrepreneurs do!) But the possibility is always there that a side hustle will allow you to “make it big.” And even if you don’t, you might make “something,” which is better than nothing. Side hustles keep life interesting. They keep the possibility alive that you will find a better avenue to walk down in your professional life and make this journey much more enjoyable. 2. A Side Hustle Makes Your More ResilientWhile a side hustle can make you more resilient by giving you more hope for your professional life, it can also make you more resilient in other areas of your life. Because you care about your side hustle, it represents something meaningful, uplifting, and engaging. It helps offset the daily irritations and mundanity you might experience. We often find it difficult – if not impossible – to stay on an upbeat and productive track when we are experiencing a sense of unfulfillment, dread, and anxiety about how we live our life. It’s challenging to weather the storms that life throws at you and to keep pushing on through the daily grind if it all seems like it’s for nothing. When you have a good side hustle to preoccupy yourself with, however, you will have something to focus on, be motivated by, and treat as worthwhile. Apart from simply making you feel better and increasing the chances that you might make an independent income, running a side hustle can actually make you more resilient. That will increase your “staying power” and make it more likely that you will succeed in whichever endeavors you apply yourself to. It will also mean that your confidence and social relationships will likely benefit. Related: What Are the Best Side Hustles for You? These 15 Questions Will Help You Decide 3. A Side Hustle Teaches You Valuable SkillsSide hustles don’t just increase your hope and your odds of succeeding at that particular endeavor. They also have a cumulative effect in that they help to teach you valuable in-demand skills, which compound over time. For example, suppose you decided to create a side hustle with an online business model. You might know very little (if anything) about e-commerce, WordPress website design, and blogging at the outset. After dedicating your time and energy to building and refining your online business, you will gain a significant understanding of all these areas. Any side hustle you engage in should have the potential for you to learn interesting and useful skills and deepen your professional prospects – even if the business itself doesn’t become successful. Related: Want to Learn the Secret of How to Make Money Blogging? 4. A Side Hustle Teaches You Time ManagementPursuing a side hustle requires you to be disciplined and organized with your time. After all, if you’re working a day job, have a social life, and are simultaneously trying to run a little venture on the side, you’ll often find yourself strapped for time. A quote by Warren Buffett states that the “difference between successful people and really successful people, is that really successful people say no to almost everything.” One of the direct implications of this quote, and many other similar ones from the ultra-successful, is that time management is crucial for success. The degree of success in your life is closely related to how disciplined you are with time management. Of course, this applies to side hustles and conventional work, but it also applies to hobbies, personal goals, maintaining social obligations, etc. 5. A Side Hustle Allows You To Be an Entrepreneur on a Tight BudgetThe traditional image of the “entrepreneur” that we all have in mind involves someone in a suit, with a lot of venture capital to throw around, embarking on an ambitious business project that features enterprising new technologies and big deals with big players in the industry, and so on. By contrast, a side hustle is typically the kind of entrepreneurial venture that all the rest of us can manage, even on a tight budget. One of the beauties of a side hustle is that it can be started small and expanded incrementally over time. What’s more, many of the most popular side hustles – such as affiliate marketing, freelance writing, or graphic design – have little to no start-up costs. If you dream of creating a successful company that pays all the bills and allows you to utilize and learn new skills, you don’t have to start at the top. You can start small and grow from there. More Side Hustle Articles You’ll Love:
Via https://mylifeiguess.com/why-you-should-always-have-a-side-hustle/ Do you believe there is no place like home? For most of us, “home” evokes feelings of belonging and comfort. For some people, “the bigger, the better.” Curious about the biggest houses in the world? Read on. While houses have similar functions worldwide, different cultures have varying ideas and standards about the form, including their physical size. Hong Kong residents, for instance, live in homes with a 484 square-foot average. That is about a quarter of the floor space of the average house in the United States (2,261 square feet). But then, there are those whose finances and preferences favor a bigger scale: palatial houses with hundreds of thousands, even millions of square footage. We have prepared a list of the largest homes around the world. The Biggest Houses: Owners and ReasonsThe wealthiest people in the world have the most expensive houses. That is because they are simply able to pay for all that luxury. Mansions, penthouses, and chateaus are owned by wealthy CEOs, highest-paid athletes, celebrities, tycoons, presidents, royal families, etc. While the world’s wealthiest 1% may have different reasons for having or building huge houses, everybody has one thing in common: people want to live a life of comfort. It seems ingrained in most people’s minds to strive to own or build their dream home. The bigger, the better. All the best things in the world will be available to you within arm’s reach. For example, a car garage, a swimming pool, a wine cellar, a tennis court, a pantry, a panic room, a beautiful garden, spacious bathrooms, a basketball court, a cinema, a bowling alley, an elevator, and more. The list of options is never-ending. The only factor in such cases is how much money you have. There is no shortage of millionaires and billionaires in this world. With such a fortune, you can spend loads of money to make your life as comfortable as possible. What’s the Biggest House in the World?You’re probably wondering what the biggest house in the world is. The biggest and most expensive property on this list is the Istana Nurul Iman Palace, located near the capital of Brunei. It holds the title of the biggest privately-owned residence in the world. The Sultan of Brunei resides in this palace, and it is one of the world’s costliest houses, with an estimated price of 1.5 billion dollars. Another name for this grand estate is The Light of Faith palace. It covers an area of 2.15 million sq ft. It has 1,788 rooms, a mosque that can hold 1,500 people, 257 bathrooms, a 110-car garage, a helipad, and a grand banquet hall with a maximum capacity of 5,000 people. It has approximately 17 floors. The cherry on top: it has five swimming pools and air-conditioned stables with 200 ponies. Leandro V. Locsin was the lead architect responsible for designing this magnificent and expensive house. Top 10 Biggest Houses in the WorldEveryone dreams of owning a big house. You often hear of celebrities purchasing expensive homes worth millions of dollars, but have you ever thought about how big these houses are and who owns them? 1. Istana Nurul Iman PalaceAs mentioned above, the Istana Nurul Iman Palace, located near the capital of Brunei, holds the title of the biggest privately-owned residence in the world. The Sultan of Brunei, Hassanal Bolkiah Mu’izzaddin Waddaulah, resides here. The property is valued at $1.5 billion. The property is 2.15 million square feet, with 1,799 rooms, 257 bathrooms, and 17 floors. With that much space, it’s #1 for a very good reason. 2. Antilia ResidenceThe world’s second-largest house belongs to Mukesh Ambani, the wealthiest man in India. Its estimated building cost is around $2 billion, second only to Buckingham Palace. More than an estate, the Antilia looks like a futuristic tower in the middle of Mumbai. It is a skyscraper with 27 floors and stands around 173 meters tall. It covers an area of 400,000 sq ft with a theater that can accommodate 80 people, three helipads, a 168-car garage, a snow room, a spa, multiple swimming pools, nine elevators, an air traffic control room, and a temple. The architects responsible for this colossal structure are from the famous Chicago-based firm Perkins and Will. 3. Biltmore EstateCurrently, a tourist attraction, the Biltmore Estate in Asheville, North Carolina, was built by George Washington Vanderbilt II in 1895. The Vanderbilt’s fortune came from ships, railroads, and real estate. Biltmore Estate covers a floor area of 178,926 sq ft. on a sprawling 2,194-acre lot. This residence has four floors that contain 250 rooms, a 23,000-book library, 65 fireplaces, 43 bathrooms, an indoor pool, and three kitchens. This mansion has an estimated value of $37 million and is currently owned by Bill Cecil Jr. Combined with the value of the total land surrounding it. The property is worth a total of $101 million. The architect for this estate was Richard Morris Hunt. You can live on or have your wedding at this estate as long as you pay for it but beware: it isn’t cheap. 4. Safra MansionLocated in Sao Paolo, Brazil, the Safra Mansion was built in 1895 and is owned by Vicky Safra, who purchased the home with her husband, Joseph Safra. She’s been the property owner since he passed away in 2020. The Safras are a banking family that likes to keep to themselves. So, it’s hard to find much information about their residence. The mansion is estimated to contain 130 rooms and indoor and outdoor swimming pools. The Safra Mansion is one of the most expensive properties in the world, with an estimated value of $750 million. 5. WitanhurstThis grand mansion sits on 5 acres of land in Highgate, North London. Initially built in 1920 by architect George Hubbard for soap magnate Sir Arthur Crosfield, Witanhurst has an estimated value of $450 million. The Witanhurst mansion was forgotten and neglected till Russian businessman Andrey Guryev bought it in 2008 and completely renovated it. Witanhurst covers 90,000 sq ft. Its three floors have 65 rooms, a theater, a swimming pool, sauna, massage parlor, dining room, parking, and a Chinese room. 6. Modern VersaillesCovering an area of 85,000 sq ft, the Palace of Versailles-inspired mansion in Windermere, Florida, is owned by the CEO of Westgate resorts, David and Jacqueline Siegel. While Modern Versailles was completed in 2019, construction started in 2004. Some legal issues needed to be resolved before the building could be completed. This mansion has 11 kitchens, 14 bedrooms, six swimming pools, two tennis courts, an arcade, and a 30-car garage. The architect was Rick Brautigan. Its estimated value is over $100 million, which makes it one of the most expensive homes in the United States. 7. La ReverieLa Reverie is a beachfront home located in Palm Beach, Florida. It is owned by Sydell Miller, co-founder of Matrix Essentials. It covers an area of 84,626 sq ft, and it faces 350 feet of oceanfront, which gives it the most breathtaking view imaginable. La Reverie has a basement and ten bedrooms spread out over three floors. Its total value comes in around $110.3 million, making it one of the most expensive houses in America. The total land on which this mansion is built is approximately six acres. 8. Villa LeopoldaLocated on the French Riviera in France, Villa Leopolda was built in 1931. Covering an area of 80,000 sq ft, the estate is isolated and peaceful due to its location. The Brazilian billionaire Lily Safra inherited this luxury real estate from her late husband, banker Edmond Safra, before selling it in 2008. This residence is a 19-bedroom home with a helipad, a theater, 14 bathrooms, 12 swimming pools, and an outdoor kitchen. This mansion has a fascinating history. King Leopold II of Belgium originally built it before he gifted it to his mistress. During World War I, it was used as a military hospital. The palatial estate has a price tag of $750 million, making it one of the most expensive houses in Europe. 9. The One, Bel AirThe One is one of the most elegant names for a celebrity home. Situated in Bel Air, Los Angeles, California, this is the house of Nile Niami, a film producer who now works in real estate development. Built in 2013, The One covers an area of 100,000 sq ft. The architect responsible for this serene piece of work is Paul McClean. The estate has 20 bedrooms, 30 bathrooms, a casino, a theater, a swimming pool, an 8,500-sq ft nightclub, and many additional features. Once valued at $500 million, it was one of the priciest homes in the United States. As of March 2022, Nile Niami’s The One went up for sale in an auction and sold for ‘just’ $126 million. 10. Pensmore – HighlandvilleLastly, we have the nuclear bunker-inspired house of astrophysicist Steven Huff, who worked for the US Central Intelligence Agency (CIA). In 2008, he started construction; his idea was to build a place that would be virtually resistant to everything from natural calamities to bomb blasts. It is speculated that this house has five floors, 13 bedrooms, 14 baths, and 12-inch thick walls. Its estimated price is around $5.9 million, covering an area of 72,215 sq ft. Frequently Asked Questions (FAQs) About the Biggest Houses in the WorldWhat is the Biggest House in the World?Istana Nurul Iman Palace, located in Bandar Seri Begawan, Brunei, is the biggest house in the world. It is the official residence of the Sultan of Brunei and the seat of the Brunei government. Who Has the Biggest House in the World?The biggest house in the world is owned by the 29th Sultan of Brunei, Hassanal Bolkiah Mu’izzaddin Waddaulah. What is the Biggest House in the World Called?The biggest house in the world is called the Istana Nurul Iman Palace. Translated in English, it means, “The Light of Faith Palace.” Where is the Biggest House in the World?Istana Nurul Iman Palace, the largest house in the world, is situated on the rolling hills along the Brunei River southwest of Bandar Seri Begawan, the capital of Brunei. How Much is the World’s Biggest House?The world’s biggest house, the 29th Sultan of Brunei’s Istana Nurul Iman Palace, costs around $1.5 billion. ConclusionKnowing about these beautiful houses and their impressive sizes and features gives us a peek at how the wealthiest people live. While size may not matter for some, the owners of these beautiful homes thought otherwise. They live in the biggest houses around the world that make up the most expensive real estate worldwide. These homes are probably incredible to live in but imagine the hefty property taxes! Let’s just say that if these owners have a multi-million dollar home, they can probably afford their taxes as well. Many of us will never live like the ultra-rich, but it’s fun to have a sneak peek into the lifestyle and the luxury that surrounds them daily. This post originally appeared on Savoteur. Via https://mylifeiguess.com/biggest-houses-in-the-world/ As the world returns to work, crafting the perfect resume has never been more important. However, staying ahead of the curve could help you stand out and defeat the bots that are more likely than not going to be reading your resume. An influx of new websites offering AI-supported resume checking software might become a requirement for anyone wishing to reenter the workforce. The Great ReturnWith remote work now a fixture of our society, many Americans are returning to work in a very unique way: from home. For those without a job, the hunt for work has been made easier by the legitimization of remote work models. Job seekers could apply for work in other states, other time zones, and countries. Expanded access to job opportunities also makes the hunt for employment all the more competitive, and the right resume could make the biggest difference. Unfortunately, 75% of resumes aren’t even read by a human, so making sure you stand out is more about appealing to the bots which scan your resume rather than a hiring manager or a recruiter. A piece of software scans most resumes called an applicant tracking system or ATS. Since most companies use this software, it was only a matter of time before resume-checking software entered the game. What Does Resume Checker Software Mean For Me?According to Exploding Topics, “resume checker” – an online AI-assisted resume appraisal software – has seen a 300% growth in searches. People search “resume checker” approximately 1,900 times a month. Interest in this new software has led to growth in companies like Kickresume, Resume Worded, and EnhanceCV. Resume checkers are part of the resume software meta trend, and they may become a permanent component of resumes. “The emergence of AI-supported resume appraisal software is a game-changer for job applications,” says Morshed, the founder of Savvy Programmer. Morshed – who has worked in the IT industry for ten years – believes this new software will benefit employers and job seekers. He says the software “works by assessing a range of data points related to a person’s work history and qualifications. This information is then used to generate a score that represents the individual’s suitability for a particular role.” What About the Human Touch?“While automation is not going anywhere, I’m always an advocate of having the human touch when it comes to resume writing,” says Matthew Warzel, the president of the resume-writing firm MJW Careers. Mr. Warzel has worked in recruitment, outplacement, career coaching, and resume writing for the past fifteen years. He is hesitant to give too much power to this new software. “No software can output statements that are personal and customized for each client,” he says. “Sure, they can take a bunch of canned statements and weave in the most specific to the targeted role of the client, but that won’t have as much of an effect when it’s done by a professional human.” Will the bots replace hiring managers altogether? Or are we heading towards a future hybrid model for job applications? The robots may be cheaper, but experts like Mr. Warzel still believe humans do it better. Related: Quick Resume Tips: 20 Do’s and Don’ts Successful Job Seekers Follow The AI Processing BoomVictoria Mendoza, an HR tech expert and the CEO of MediaPeanut, has fully embraced AI tools for her hiring and onboarding. She believes AI-supported appraisal software is the future. “Based on our research, by 2025, data center spending on AI processors will grow by over four times,” says Ms. Mendoza. She goes on to say that the global AI market is forecasted to hit $89.8 billion. Staying ahead is important for experts like Ms. Mendoza, but she also points to an important part of resume checking software: the elimination of bias. “Influential factors such as demographic details can be completely ignored while screening candidates because of AI software,” she says. Avoid Any Unnecessary Disadvantages“For those choosing to write a resume on their own without a paid platform, understand that you may be at a disadvantage,” says Patrick Casey, the Director of Growth Marketing at Felix Health. Mr. Casey is an advocate for sites like Kickresume. “It comes as no surprise that customers using their software boast a 60% higher chance of getting hired,” he says. It may be financially worthwhile for anyone on the hunt for a new job. Kickresume offers a free plan that provides its customers with four resume and cover letter templates and 20,000 pre-written phrases. In addition, a paid option that can be remunerated monthly, quarterly, and yearly offers the AI resume checker software. Investing in the perfect resume could mean securing a dream job, and for some, spending a little extra on resume-checking software might be worth it. The impact these bots will have on choosing future employees remains to be seen, but their cost-effectiveness may make them a permanent reality. More Articles from the Wealth of Geeks Network:This post was produced and syndicated by Wealth of Geeks. Via https://mylifeiguess.com/beat-the-bots-resume-checking-software/ When it comes to job hunting, your resume is your most powerful tool. It is your first impression with potential employers and will determine whether or not you get a job interview. Preparing a good resume gives you a definite advantage over applicants who have not. That’s why it’s so important to have a well-written professional resume that’s free of errors and tailored to the job. If you’re looking for help with how to write an effective resume, you’ve come to the right place. In this guide, we’ll go over everything you need to know to create a resume that will help you get the job you want. What is a Resume?A resume is a marketing tool you use to get a job interview. It includes information about your experience, education, skills, achievements, and other relevant details that shows a company how you could contribute to their team. Submitting a resume is usually the first contact most people have with a company and is their first glimpse of you. By highlighting your marketable qualities, your resume tells potential employers that you are qualified for the position and provides proof to back that up. It is an integral part of job searching, as it is challenging to gain employment in today’s labor market without a resume. There are several instances where you need a resume, including when you apply for a job (in person or online), attend an interview, or are interested in applying with a company that doesn’t have any positions advertised at the moment. Pro Tip: Treat your resume as a living document because you are constantly growing and experiencing new things. Add it to your resume immediately when you accomplish something significant at work, learn a new skill, or take on new job responsibility. Types of ResumesThere are three resume formats – chronological, functional, and combination. Which one you use depends on your qualifications and experiences, as they each highlight different things. Chronological ResumeA chronological resume is the most common resume type. It details your employment history by date, focusing on when and where you previously worked and your specific job duties. Your work history is listed in reverse order, with your most recent experience first. A chronological resume emphasizes the places you have worked and the lengths of time you’ve worked there. Use a chronological resume style when:
Functional ResumesA functional resume focuses on your transferable skills and experience and de-emphasizes your work history. It highlights your relevant skills under a separate section, such as Communication Skills or Leadership Skills, regardless of where you learned them. It also shows the value of your unpaid experience. Use a functional resume style when:
Combination ResumesAs the name suggests, a combination resume merges both the chronological and functional resume formats. You include your work history, professional skills, and relevant experience, but you can be flexible with how you present this information. Use a combination resume style when:
Tips for Creating a Great ResumeFor your resume to capture the employer’s interest, it should clearly outline the skills and qualifications relevant to the job. Here are a few tips and guidelines to follow as you create your resume:
Recommended: Quick Resume Tips: 20 Do’s and Don’ts Successful Job Seekers Follow Step 1. Start with an OutlineDon’t worry about how it looks when you’re starting to put together your resume. Formatting a resume is an art in itself, but there is no point in figuring that out until you have all of your information ready. A resume outline is the best and easiest place to start. By gathering all of your employment and education details in one place, you can visualize what your resume should look like and what format you should use. It will help you figure out how to arrange your resume sections logically and what to add or delete so that your qualifications stand out. If you are creating a new resume, just get the information on the screen or page for now. Otherwise, update and add to your current resume, but leave the formatting alone. Remember, it doesn’t have to look pretty at this point (and it probably won’t). Don’t edit yourself either. You want to have all your details ready to tailor your resume to the various jobs you are interested in. Everyone’s resume is unique. How you order your resume sections will depend on the format you choose, but for the most part, every resume should include the following main sections. Step 2. Add Your Contact InformationStart your resume with your name and contact information at the top of the page or in the header. Easy enough, right? Well, there are a few things to consider. At a minimum, your resume must include your full name, phone number, and a professional email address. (If you don’t have one, make one for free with Gmail, Yahoo, etc.) Ensure that the phone number you use can accept messages (meaning that your voicemail isn’t full) and has a professional, outgoing message. If you don’t have a phone number to use, ask a trusted friend or family member if you can use their number. If not, you will have to rely on email to communicate with the employer, which may hurt your chances. Please don’t forget to regularly check your voicemail and email while job searching! If your resume is more than one page, include your name, phone number, or email address in the footer of each additional page. Additional Contact InformationYour resume’s contact section might also include the following optional information:
Whether you include your home address on your resume is up to you. In some cases, including your address can be an advantage if you live close by or in an affluent area. However, the opposite can also be true. If you live further away than other candidates or in a neighborhood associated with negative biases or stereotypes, you could be discriminated against because of your address. It’s also up to you if you include links to your social media accounts or website(s). Leave them off if they are personal, but if it complements your experience and is relevant to the position you are applying for, including them can make you a stronger candidate. There is no harm in including your current job title in the header of your resume. It is one of the first things a hiring manager will learn about you. Screening software like Applicant Tracking Systems (ATS) will also recognize the keywords, which is essential. However, your experience section includes your job titles, so it isn’t necessary to add it again unless you are switching careers or have a job title that doesn’t clearly reflect your role. Step 3. Add a Summary or Highlights SectionOn average, a recruiter will only give your resume a 6-second glance. Using a summary is your chance to get their attention within those first few seconds so that they keep reading. This section of your resume is where you set yourself apart from the other candidates. It should include the top 5 (or so) reasons why an employer should hire you. Using bullet points, list your experience, education, and skills in order of importance, making sure everything is relevant to the position. Be specific and include how many months or years of experience you have in the field. Add accomplishment statements that demonstrate your results, such as “Successfully gained 125 new clients within six months and increased sales by 15%”. Avoid using generic resume buzzwords like “go-getter” and “thinks outside the box” because they don’t add value. Instead, use resume power words like “led” and “resolved” that capture interest and reflect your qualifications. What this part of your resume should look like and include depends on what format you choose, what industry you are in, as well as how much relevant experience you have. It can also depend on what you decide to call this section. Variations include:
Pro Tip: Imagine that this is the only section of your resume that an employer will read. How can you best summarize yourself in 4-6 sentences or bullet points? Do these points align with the top qualifications listed in the job posting? Step 4. Add Your ExperienceThe bulk of your resume will be your relevant experience. While this is typically your work history, it’s important to note that it doesn’t have to be paid experience only. You can include internships, co-op placements, volunteer work, certain hobbies, and not-yet-profitable side hustles – but only if they make you a stronger candidate. If you are including non-paid work, be mindful of what you call this section so you don’t misrepresent yourself. Alternative titles that are more encompassing include Relevant Experience, Professional Work, or Work History. Regardless of what you call it, in this section, you provide details of your former positions in reverse chronological order (with the most recent dates first). Use action verbs to convey the skills used, focusing on the transferable skills that will also help you succeed in the job you are applying for. Be sure to include:
Step 5. Add Your Education and TrainingHow thorough this section of your resume should be will depend on the amount of work experience you have. Recent graduates and those lacking work experience will emphasize their education and training. Someone with a lot of relevant experience, on the other hand, might simply list the name of their degree, the institution attended, and the year graduated. Your education and training section may include:
You can also use this section to highlight significant projects or accomplishments. For example, if you were the valedictorian of your class, won a prestigious scholarship, or completed an internship with a well-known company, you would want to mention these things in your education section. You may want to split your education and training into two separate sections if you have completed multiple training programs or have several degrees or diplomas. Step 6. Add Your SkillsWe develop and enhance our skills through our experiences, including work, education, hobbies, and everyday life. Because employers often seek applicants with a range of skills, you are more likely to be considered for a position by highlighting your relevant and transferable skills. There are two main types of skills: 1. Soft SkillsSoft skills are the personal attributes and social skills that enable you to interact effectively with others. They are also known as interpersonal or people skills that can help you stand out in a competitive job market. Examples of soft skills include communication, problem-solving, teamwork, customer service, and time management. You will mention your soft skills throughout your resume and cover letter. 2. Hard SkillsHard skills are specific, teachable abilities that can be defined and measured. Because they are often technical or procedural and are related to a particular occupation or field of study, they are also known as technical skills. Unlike soft skills, you learn hard skills through formal education or training. Common hard skills include writing, editing, math, design, programming, and accounting. For example, employers will look for hard skills such as HTML, CSS, and JavaScript if you apply for a web developer job. Typically, your hard skills are listed in a separate skills section on your resume. Any hard or soft skill you can transfer amongst activities is also called a transferable skill. Transferable skills are valuable because they make you more versatile and adaptable to different work environments. You can take these skills with you wherever you go, which will help you succeed in any job or career. You need to include both types of skills on your resume. Add examples of how you have used those skills in the past. Doing so will help employers see how you can use those skills in the job they are hiring for. Step 7. Additional Resume SectionsThere are a few additional sections you might want to include on your resume. Each of these sections can help paint a more well-rounded picture of who you are as a professional and help you stand out from other candidates. If you include an additional section on your resume, only add information that is genuinely relevant and adds value. Including too much information can work against you, so be selective. Accomplishments, Achievements, and AwardsIncluding your professional, personal, and academic accomplishments is a great way to showcase your success and demonstrate your capabilities. You could include awards you have won, promotions, and other notable achievements. Associations and MembershipsListing professional associations or memberships can show that you are well-connected and actively involved in your community and professional development. It makes you look more dedicated and reliable, a valuable asset to any employer. Hobbies and InterestsYou should only include your hobbies and interests if they are related to the job and adds something more to your resume that doesn’t fit anywhere else. It can also be a great way to connect with the employer if you share common interests. Objective StatementAlthough objective statements are becoming a thing of the past, there are still a few instances when they can be helpful. If you’re a new graduate or have minimal work experience, it can give potential employers a better idea of who you are and your career goals. If you are changing careers or industries, an objective statement can also help highlight your transferable skills. In general, though, it’s best to keep your resume objective-free. Instead, use the space at the top of your resume to summarize your most relevant qualifications for the job in a short, powerful statement. ReferencesYour references are the people potential employers can contact to gather more information when they are interested in hiring you. They verify information or share more about your work habits and skills. Typically you shouldn’t include your references on your resume. An employer will ask for them on the job application or at the interview stage. However, it does provide an excellent opportunity to name-drop if your reference is someone prestigious or relevant to the role. If you include references on your resume, list their name, title, company, email address, and telephone number. Otherwise, you can leave this section off your resume altogether. Pro Tip: Be sure to get permission before using someone as a reference and let them know that you are actively job searching. Volunteer WorkVolunteer work is a great way to show potential employers that you have a strong work ethic regardless of your paid work experience. It demonstrates your commitment to the community and willingness to help others. Additionally, volunteer work can give you valuable experience in various fields, making you more attractive to employers. If you have volunteer experience in a field relevant to the job you are applying for, it can show that you have the necessary skills. For example, if you are applying for a marketing position and have volunteered for a local non-profit, you can highlight the marketing campaigns you ran and the results you achieved. Doing so will give the employer confidence that you can do the job. If you have never worked in a specific field before, volunteering can give you a chance to try it out and see if it is something you are interested in or not. Step 8. Format Your ResumeNow that you have all your resume details compiled, it’s time to format your resume. The format or look of your resume can be just as important and time-consuming to get right as the content itself. Hiring managers and recruiters only have the time to scan your resume, so the format must be easy to read if you want to get an interview. Many free professional resume templates are available online to help you get started. Just remember to tailor the template to fit your qualifications and experiences. Online resume makers also allow you to build a resume in a few simple steps or provide resume examples for you to use as inspiration. Decide if you will use a chronological, functional, or combination layout. Then experiment with different fonts, formats, and design elements like bolding, italicizing, and even a little color. The important thing is to make sure that your resume is easy to read and that the most important information stands out. Step 9. Proofread Your ResumeIt is essential to take the time to proofread your resume to make a good impression and increase your chances of getting the job you want. Read the entire document aloud to yourself to catch any errors you may have missed. Use a spelling and grammar checker to check for any mistakes or typos. (Try Grammarly, it’s free!) These are easy to overlook, but they can make you look unprofessional. Employers want to see that you can communicate effectively and are organized, so ensure your resume is clear and concise. Ask a friend or family member to read it over to catch any errors you may have missed and make sure it makes sense. Finally, customize your resume for each job. It shows that you have taken the time to learn about the company and the position and are interested in the job. Pro Tip: Don’t rush through your resume. If you take your time, you will likely catch any errors. 10. Save and Submit Your ResumeOnce your resume is polished and perfected, the last step is to submit it. Follow the job ad instructions detailing how to apply, such as via email or an online system. When applying for a job online, you typically send it through an automated, computerized system. It’s a good idea to save your resume in both a word document and PDF version. The benefit of a .doc document is that it makes it easy for the Applicant Tracking System (ATS) to pull the text from your resume into the system. The downside of a Word file is that it can be edited, which is why you should also have a PDF file when emailing your resume. Pro Tip: Include your name in the file when saving your resume; this makes it easy for hiring managers to find your resume if they have it saved. While there are many different ways to write a resume, there are some key components that every resume should include. By following the tips in this guide, you can be sure that your resume will make a strong impression on potential employers and help you get the job you want. This post has appeared on Wealth of Geeks and MSN and has been republished with permission. Via https://mylifeiguess.com/make-a-resume-step-by-step-guide/ Going to work every day is a life necessity for many people. However, there can be a difference for employees who dread going to work instead of enjoying it. For many people, work brings home income – needed money to pay bills. But if the company’s culture brings about unneeded stress, anxiety, and even bullying, working can be detrimental to employees’ health. Workplace bullying is a common threat to the health and well-being of employees that can stem from verbal abuse, threats, intimidation, or even humiliation. According to Workplacebullying.org, workplace bullying is the only type of abuse that is not yet taboo. In most other cases of abuse, society takes offense, for instance, child abuse, spousal abuse, elder abuse, and other criminal kinds of abuse. However, workplace bullying or workplace abuse is still tolerated. What is Workplace Bullying?Workplace Bullying is the abuse of other employees by one or more employees. This can be done through acts of harm, verbal threats, lies, sarcasm, humiliation, yelling, denial of rights such as needed earned time off, manipulation of employees’ work, “gaslighting,” spreading false rumors, and treating one or more employees differently than the majority of employees. Individuals getting bullied may feel dread going to work. They can’t wait until the weekend is close so they can escape the harsh environment. The statistics show that 30% of Americans face Workplace bullying in the office, and another 43% of Americans face it while working from home. Signs of workplace bullying consist of the following:
These are just a few signs of bullying you can see in your workplace; that can mean it is a hostile environment. Related: Don’t Let a Horrible Boss Destroy You (Like I Almost Did) How Can Bullying Affect Your Health?The health of employees should be paramount for employers. As an employee, good physical and mental health can bring about the best work. When individuals get bullied by coworkers or others, it can create a negative self-image that can be detrimental to the employee. Some of the physical health effects can be very serious. Those that are bullied can be affected with:
Even if you leave a toxic environment, bullying could leave a lasting effect on someone. The bullied individual can heal with a change of environment, but some mental trauma can do lasting damage. Related: Where to Get Free Crisis and Mental Health Support Bullying Affects The Production of EmployeesEmployees that constantly face bullying become less productive over time. Their focus becomes on how to prevent bullying, avoid the bully, cope with stress, and look for support. As these things happen, the employee loses focus and time and ultimately becomes a less productive individual. It becomes prudent for an employer to step in before the whole workplace culture is destroyed by the abuse perpetrated by someone in the company. Malicious and undermining attacks on coworkers will create disdain towards the employer if the employer allows the bullying. How It Affects The WorkplaceA work environment full of bullying turns into a toxic environment. The workplace has many negative consequences if bullying is not addressed.
The work environment is where people spend most of their time each day. Employees that are bullied become less motivated, which leads to decreased productivity. If the work environment becomes toxic, it can be cancer or a virus that spreads. Often, employees will seek legal actions against their employers because of workplace bullying. Unfortunately, since few laws protect employees, bullying continues to happen. Related: Stress Leave: Am I Really Sick or Just Looking for an Easy Out? Steps to Handle Bullying Within The WorkplaceBullying can come in all shapes and sizes, and it is best to take steps to ensure you can protect yourself from unnecessary bullying. Keep Track of All EvidenceRecord every time a situation happens—document each occurrence of events that occur. Keep emails, notes, and anything threatening that can be used as evidence. Review Employment PoliciesMake sure you know what employment policies protect you. The more evidence you have, the better you can fight off any ‘alternative facts’ the bully brings. Confront The BullyThis time, take a friend or coworker to confront the bully. Let them know how you feel and the damage they are doing. If other coworkers are there to witness, it will help if further actions are needed. Report the BullyTake action and report the bully to HR or upper management. If a workplace environment becomes toxic and the employer will not take action, it is time to get other people involved to help the situation. The EEOC is a federal employment agency that allows employees who are harmed or discriminated against at work. Many employees have a federally protected status such as age, race, sexual orientation, disability, and other protected statuses. Employees can contact the EEOC if they feel their rights are being abused. Take Legal ActionIf all else fails, it’s best to consult a legal professional on the possibilities of legal action. Legal action may not be possible, but seeking advice from an Employment Lawyer informs the employee of their options to stop the abuse. Legal Action For BullyingThere are no federal laws in the United States against workplace bullying. A Healthy Workplace Bill was introduced in 2019, but only 31 states have started working to adopt it. Puerto Rico is the only place to have a law against harmful workplace bullying. The governor signed it into law in 2020. As people seek legal action, be aware that no laws protect employees from bullying. In Canada, bullying often falls under harassment and human rights laws. How Can Employers Deal With BullyingEmployers have an opportunity to create their own work culture. With bullying policies and rules in place, they can sculpt how they would like their environment to be for workers. It is like a coach and their sports team. Workplace bullying is not only perpetrated by other employees, but also by a bullying boss. Therefore, bullying prevention is the best way to stop any adverse events from occurring within the workplace. That starts with the culture of training managers and listening to employees who make complaints about bullying. Adequate training and hiring practices allow employers to create a safe, fun, productive environment for their staff and business. Take Action If You Witness BullyingMany employees do not want to speak up if they witness bullying behavior in the office. There is fear that they, too, will be bullied. There are options and opportunities to help create a better workplace. However, as an employee that witnesses terrible acts done by other employees, you must take some action.
The policies at a place of employment should allow actions to be taken to help those being abused. There should not be any fear but a support system to help create a favorable environment for work. If you witness someone being abusive to coworkers, take action to prevent more bullying from happening. Final ThoughtsBullying is a significant issue in the workplace. 19% of workers have encountered some workplace bullying in their life. At least 60% of the bullying comes from supervisors or bosses. If you see bullying in the workplace, take action. Document what you see, support your coworkers, and report the negligence and abuse you witness. Employers should want to build a sustainable environment. As a side-effect of the recent ‘Great Reset,’ many employees are finding out that there are better opportunities out there. The work environment is paramount for employees to create, produce, and innovate. It is best to develop policies, laws, and cultures that build people up instead of tearing them down. Don’t let workplace bullying harm your employees and company. Everyone is impacted by workplace bullying, including the companies’ customers. It is best for all to take action to prevent it. This article was provided to The Associated Press by the personal finance website Wealth of Geeks and has been republished with permission. Via https://mylifeiguess.com/workplace-bullying/ Most people’s resumes are boring. I spent 14-years hiring and firing staff within the information technology sector. Over those years, I’ve read thousands of resumes. I threw most of them away within 10 seconds. They were dull and repetitive and most of them put me to sleep. The resumes I kept were impressive. They were tailored to the job opening, were free of typographical errors, and used powerful terminology that captured my interest and spoke highly of the candidate’s qualifications. It takes most hiring managers less than 20 seconds to decide whether or not to consider you for the position. This means your resume needs to put your best foot forward. To do that, make sure you’re using terminology that will resonate. If you want to boost your chances of getting the job, include these 8 power words in your resume today. Read: Your Resume Only Has 6 Seconds to Make It Into the “Yes” Pile (Free Resume Checklist) Boost Your Chances of Getting A Job With These 8 Resume Power Words1. LedThe word “led” implies something powerful. It means that you’re more than just a worker bee. For instance, instead of saying “Responsible for a department of 10 direct reports…”, say “Led a department of 10 direct reports…”. The difference might seem subtle, but using “led” instead of “responsible for” makes a crucial difference. Similar words include “Headed,” “Controlled,” “Chaired,” “Directed,” “Operated,” and “Managed.” 2. ImprovedFind an experience where you played a critical role in making something better and highlight that experience using the word “improved.” This power word is a great way to grab the hiring manager’s attention. They will notice. 3. LaunchedI love this word. Whenever someone used this word on their resume, I always took the extra time to read that portion of the resume closely. For example, instead of saying, “I started a new division…”, say, “I launched a new 25-person software sales division that generated over $2 million in additional annual revenue.” 4. InfluencedThis is an excellent word for those who don’t have direct management experience but want to step into a leadership role. Though you may not have led any direct reports, you might have influenced their direction. Or, maybe you came up with a brilliant idea to save a company money? In that case, you were “Influential in developing a new customer-retention strategy that saved the organizations over $5 million.” It’s a great word to describe your ability to lead without being in a leadership position. 5. TrainedMost businesses love it when employees can directly train other employees. This takes some of the pressure off of management and also implies that you know your job well enough to teach it to someone else. 6. NegotiatedThis term is a brilliant way to describe your ability to make deals happen. Though it may not suit every resume, try to include this term if you have experience working directly with customers, clients, or vendors in business relationships. 7. ResolvedIf you’re a problem-solver, you’re adept at “resolving” problems. This is a great word used to describe your ability to excel in your job role and tackle and fix big problems that organizations face. 8. DesignedThis is a more professional word than “Programmed” or “Built” (depending on the context). Using this term implies well-rounded knowledge and experience. It also means you were involved in the planning and requirements-gathering process, two key qualifications that most companies look for (but may not specifically list on the job opportunity). Bonus: Use keywords from the company’s job description.For instance, if a company uses terms like “forward-thinking,” “innovative,” and “multitasking,” include those terms in your resume. Note that this probably means that you need to tailor your resume for each job opening, which is generally a good habit to get into anyway. The more tailored your resume is for each position, the more likely you will get an interview. Terms to AvoidThose 8 words are excellent terms to include in your resume. But, many buzzwords should be avoided at all costs (unless they were mentioned in the job description). I’ve seen these words repeatedly, and they don’t impress the hiring manager. Trust me. Here are several terms to never include on your resume:
The problem with these words is they don’t tell the hiring manager anything that they don’t already know or assume to be true. And sometimes, the hiring manager may not understand what you are trying to say. For instance, everybody thinks they are “detail-oriented,” don’t they? Especially on a resume. And, nobody really knows what the term “synergies” means when included on most people’s resumes. These are meaningless buzzwords that you should avoid. Including these terms won’t improve your chances of getting a call in for an interview. In fact, they might ensure that your resume gets thrown into the circular repository instead. More Resume Articles
This article was produced and syndicated by Wealth of Geeks. Via https://mylifeiguess.com/resume-power-words/ Quitting your job can be both exciting and stressful. There are many things to consider. One step you need to take is to write your two weeks notice letter letting your employer know you are leaving. This article will give you a step-by-step guide to writing your letter and includes free templates you can use. What is a Two Weeks Notice Letter?A two weeks notice letter is a formal letter that you, as an employee, use to give your employer notice of your resignation. Employers often require this type of letter so that they have time to find a replacement or make arrangements to cover the workload. In most cases, it is a requirement of your employment contract. If you do not have an employment contract, or if your contract does not specify how much notice you are required to give, you should give (at least) two weeks’ notice when quitting your job. While a two weeks notice letter is not a legal requirement, giving notice is a common courtesy that employers (and your coworkers) appreciate. It shows respect and willingness to work with the company to ensure a smooth transition. Staying on good terms with your current employer is essential as you’ll likely use them as references in the future and never know when you may cross paths with them again. Things To Consider Before Giving Your Two Weeks NoticeWhen you leave, it’s vital to plan your departure carefully. You need to know what’s coming next. You’ll also want to avoid burning bridges. Here are some things to keep in mind as you prepare to give your two weeks’ notice. Have another job lined up.Unless you will no longer be working, the last thing you want is to be unemployed and scrambling to find a new job. Give yourself plenty of time to job search and line up a new position before you quit. If you do not, it is important to have a financial plan to support yourself. Be professional.Now is not the time to vent your frustrations about your current job or employer. Keep your notice brief and to the point, and keep your negative thoughts and comments to yourself during your last few days. Know the company’s procedures.Your employer may have specific resigning procedures, so check with them before you submit your letter. If you have questions or concerns, speak with your Human Resources department, a trusted supervisor, or a union representative. Expect questions.Think about how you’ll break the news to your boss and be prepared to answer their questions. They may want to know why you’re leaving and where you’re going next. Be honest and open, but keep the conversation focused on the future. You are under no obligation to tell them anything if you don’t want to. If things are bad at work, come up with a brief reason for quitting that keeps things professional. Even if this reason isn’t the whole truth, not saying anything might cause more suspicion than you’d like. Something simple like “I’m ready for a new challenge in my career” is more than sufficient. Give adequate notice.Two weeks is the standard, but if you can give more notice, a good boss will appreciate the additional time to find and train your replacement. Consider the relationships you have at your current job. If you have a strong relationship with your boss and coworkers, you may want to give them a heads up that you are planning to leave so that you don’t blindside them when you provide your notice. Be prepared to leave immediately.Once you have submitted your letter, be prepared to leave the job immediately. Most employers want you to complete the two weeks, but some may ask you to go on the spot. Either way, it’s wise to be prepared, just in case. If you are worried that this might happen to you, talk to a union rep or employment lawyer for advice. Giving your two weeks’ notice can be a daunting task. If you plan and handle it with grace and professionalism, however, you’ll soon transition smoothly into the next chapter of your career. Tips for How to Write a Two Weeks Notice LetterWhen writing a two weeks notice letter, be polite, professional, and straightforward. The letter should be short and to the point and include the following information:
Remember, this is not the time to air any grievances you may have with the company or your boss. Even if you are leaving because you are dissatisfied with your current job, keep your emotions in check and state that you are resigning and giving two weeks’ notice. Two Weeks Notice Letter TemplatesThe style and format of your resignation letter will depend on your role and the company culture. Sometimes, a short, simple email is sufficient, while other times, you may need to write a formal business letter. The important thing is that you submit something in writing promptly. Here are two two-weeks notice letter templates you can use to tailor your letter: Simple Two Weeks Notice LetterDear [Employer], I am writing to inform you that my last work day will be [date]. Thank you for the opportunity to work with [company name]. I have appreciated the experience and the skills I have learned here. Please let me know if you need any help during the transition. I am happy to train my replacement if required. You can reach me at [phone number] or [email address]. Sincerely, [Your name] Formal Two Weeks Notice Letter[Your name and full address] [Your employer’s name and full address] [Today’s date] I am writing to inform you of my resignation from my position as [job title]. Please accept this letter as formal notice that I will leave my job in two weeks on [date]. I have enjoyed working for this company and am grateful for the opportunities afforded me. However, I have decided to move on to new challenges and pursue other career opportunities. I want to take this opportunity to thank you for your support and guidance during my time here. I have learned a lot and will never forget my positive experiences. I wish the company continued success in the future. I will do everything possible to make the transition as smooth as possible. I will train my replacement and make myself available for any questions or concerns they may have. If there is anything I can do in these next two weeks to help with the transition, please do not hesitate to let me know. Sincerely, [Your name] What to Do After Submitting Your Two Weeks Notice LetterAfter you give your notice, you should do a few things to ensure a smooth transition. You want to leave your job on good terms, so take the time to do things right. Don’t start slacking.As tempting as it can be, don’t slack off in your last two weeks. Although you are likely counting down the days and are excited to move on, it’s important to finish strong. Your employer is more likely to give you a positive reference if you do this. Meet with your boss.Set up a meeting with your boss to review what they need from you in your final weeks. Ask any questions you may have about your transition out of the company. Tie up loose ends.Next, start tying up any loose ends. Create a plan to complete unfinished projects, return any company property, transfer your knowledge to a coworker, and let your clients or customers know who they should contact. Clean your work area and pack your personal belongings, such as pictures, plants, and other knick-knacks, from your space. Help with training.Offer to train your replacement or colleagues temporarily taking over your duties. It shows that you’re committed to making things easy for everyone, even though you’re leaving. Be available to answer any questions they may have. Start saying your goodbyes.It won’t take long for your coworkers to realize you are resigning, so start saying your goodbyes. Although this can be a complicated process, it’s crucial to maintain your professional relationships and network connections. Save some samples of your work.Keeping copies of a few work samples or projects you’ve completed is also a good idea. They may be helpful during your job search, and you can add them to your professional portfolio. It’s also a way to record your accomplishments and track your progress over time. Be mindful of what documents you take copies of so you’re not breaching confidentiality agreements or stealing intellectual property belonging to someone else. Prepare for what’s next.Start looking for a new job immediately if you are quitting without another job lined up! Update your resume, search for job openings, and start networking with potential employers and your professional connections. If you are moving to another role, start preparing for your new job. Starting a new career can also be stressful, so take a few days off (if you can) to give yourself time to adjust. Otherwise, ensure you have everything you need for your first day, such as your new employee paperwork, directions, and parking information. What If You Get a Counteroffer?When you submit your resignation, your employer may give you a counteroffer instead of simply accepting your notice. If they do, consider your reasons for wanting to leave the company and whether the counteroffer meets your needs. A counteroffer may signify that they value your contributions to the organization and are willing to make an effort to keep you on staff. Negotiating for a higher salary, better benefits, or more flexible hours could be an excellent opportunity. On the other hand, it may be a way for your employer to buy time while they search for your replacement. You should be cautious before accepting a counteroffer because they may end up firing you anyway. Ultimately, you need to remember that you are resigning for a reason, so be sure to weigh the pros and cons of a counteroffer before making your final decision. Can You Quit Without Giving Notice?Yes, you can quit your job anytime. Giving two weeks’ notice is expected in the United States but is not required by law. However, leaving without notice is generally considered unprofessional and can be risky and have negative consequences. If you are considering doing so, make sure you have a solid plan and know the potential legal and financial ramifications. If you’re leaving a hostile work environment, it’s tempting to walk out the door without giving any notice. It allows you to avoid conflict or confrontation with a horrible boss or coworkers and gives you a clean break from a job you no longer want. In some cases, this may be the best option, but it’s not a decision to be made lightly. Providing notice is a way to protect yourself. You may lose your benefits such as commissions, bonuses, or unused paid time off if you quit your job without providing notice. From a legal standpoint, if you have a written contract, you may be in breach if you quit without giving notice, which could lead to a legal battle, costing you time and money. Or, you could end up costing your employer money, leading to them taking legal action against you. Consider the impact your actions will have on your professional reputation. Many employers may be reluctant to hire someone who has quit without notice from their previous job. If you don’t have another job lined up, you risk being unemployed and facing a challenging financial situation. Finding a job is much easier when you already have one, partially because you won’t have gaps on your resume. If you’re considering quitting without notice, ask yourself why. Ultimately, it’s up to you, but leaving without notice is usually not the best option. What If I Can’t Give Two Weeks’ Notice?Sometimes life circumstances don’t allow you to give your employer two weeks’ notice when you resign. You may have found a new job that needs you to start immediately. Maybe you need to prioritize your health or well-being and can no longer stay. Or you may be leaving due to an emergency. If you’re in a situation where you can’t give two weeks’ notice, be honest and remain professional. Tell your employer as soon as possible that you won’t be able to provide the full two weeks, briefly explain your situation, and apologize for the inconvenience. If you have a good relationship with your employer, they may understand and work with you. Tie up as many loose ends as you can at work and leave things in a good state before you move on. This article originally appeared on Wealth of Geeks. Via https://mylifeiguess.com/how-to-write-your-two-weeks-notice-letter/ With divorce rates hovering around 50% and couples remarrying at a high rate, blended families are becoming the norm in the United States. A blended family, also known as a stepfamily, is a family unit composed of two people with children from previous relationships coming together to start a new family. A study on American family structures shows that 55% of American children live with one of their biological parents and a step-parent. While starting a blended family marks the beginning of a new journey, it comes with unique challenges like communication issues, differing parenting styles, and conflict between children. One of the biggest challenges is managing blended finances. Whether you have a blended family or are looking to start one, it is best to understand the challenges of merging your families. In this article, we will lay out the most common challenges faced by couples and children in blended families, including issues related to blended family finances and techniques to resolve them successfully. Challenges Faced by Members of a Blended FamilyStatistics surrounding divorce and remarriage in America paint a picture of how tough it is to succeed as a blended family. According to a summarized view of US Census Bureau data, second marriages have a high divorce rate of more than 67%. This figure increases by 15% when there are children involved from a previous marriage. Let’s dig deeper into the challenges that drive these grim statistics. Challenges Couples May Face1) New To ParentingSome adults in a blended family may be new to parenthood and must quickly assume the role of an adoptive parent. Developing relationships with your new family while having no prior experience with parenting can be stressful and overwhelming. It can take time to identify your parenting style and develop a sense of attachment to someone else’s children. At the same time, your partner’s children may not have the same respect and love for you that they do for their biological parents. Parents in this category face the challenge of quickly adapting to their role as step-parent and building a new relationship with their partner’s kid(s). 2) Relationships With Ex-partnersRelationships can become complicated when exes are involved. Biological parents have a right to be involved in their children’s lives, but this can cause tension and strained relationships with your new spouse. Besides the emotional strain, balancing work and court-mandated visitation schedules while trying to spend time with your partner can take a toll. 3) Parental InsecuritiesStep-children may resist the change or have close relationships with their biological parents. Watching your step-children not accept you like they love their biological parents can breed resentment and insecurity, as step-parents may compare themselves to biological parents. A National Library of Medicine study defines this insecurity as Stepmother Syndrome, where step-parents can feel “preoccupation with position in the family, feelings of anxiety, rejection, ineffectiveness, guilt, hostility, and exhaustion, loss of self-esteem and overcompensation.” Challenges Children May FaceChildren are the most affected by remarriage. After their parents’ divorce or death, they’ll need to adjust to a new family, follow new traditions and potentially live with step-siblings. Included below are some challenges that arise out of this situation. 1) Step-sibling RivalryIf both spouses enter the marriage with their biological kids, both sets of children may be concerned about living together and sharing parental attention. There is bound to be competition between kids in a blended family, potentially resulting in bitterness and resentment. A child may crave attention, compete for dominance or assume their biological father/mother loves their step-sibling(s) more. 2) Identity ConfusionBeing part of a new family can cause an identity crisis in young children. As they live and grow closer to a step-parent, there might be feelings of confusion or betrayal toward their biological parent. 3) Grief and Loss After Divorce or DeathDeath and divorce can take a toll on both the couple and their children. Grieving the loss of their loved ones or lost relationships can lead to depression and other mental health conditions. While a psychologist or counselor can help children express their emotions and deal with the loss healthily, it is crucial to understand what children in a blended family may be going through emotionally to avoid frustration and misbehavior. Challenges Managing Finances in a Blended FamilyPersonal finance is a private and sensitive topic for most adults, and it’s no surprise that disputes about money are one of the leading causes of divorce. Successful couples manage family finances as a team, but due to interconnected relationships spanning various households, managing finances in a blended family is especially complicated. Financial challenges include merging and managing each person’s assets and taking joint ownership of ongoing financial obligations that both partners and their respective families bring into the new relationship. Below are some common challenges a blended family can expect to face when it comes to finances. 1) Estate PlanningEstate planning refers to how an individual’s assets are managed and distributed in the event of incapacitation or death. When blending finances, new partners may need to re-allocate assets equitably to consider partners and children from previous and new relationships. If not appropriately handled, this can lead to hostilities and legal complications. “One of the major challenges that families don’t often consider is the impact on which assets are left to whom,” says Kevin Lao, a Certified Financial Planner based in Jacksonville, Florida who specializes in retirement planning for blended families. Lao continues, “Many default to just splitting their estate evenly between a spouse and children. In doing so, this could reduce the tax benefits of certain retirement accounts like 401ks or IRAs that could have otherwise been ‘stretched’ over their spouse’s life expectancy. A common solution I have found extremely effective is using life insurance to satisfy certain estate planning goals for the children, but at the same time preserving their new spouse’s ability to maintain independence to and through retirement.” 2) Financial InfidelityA recent U.S. News & World Report survey shows that approximately 30% of couples have experienced financial infidelity in the past year. Financial infidelity occurs when someone hides or lies about their income, debts, or other money-related decisions from their partner. Financial infidelity may include hiding loans and credit card debt, lying about income levels, or concealing assets and inheritance acquired before the current relationship. Financial infidelity fosters mistrust in relationships and can have a devastating impact on a couple’s relationship and children’s future. We asked Tim and Alexis Woodward, the husband and wife team of Certified Financial Planners at Blend Wealth, how they suggest couples in blended families mitigate the risk of financial infidelity. “Our number one tip for blended families is to have monthly family budget meetings to review and discuss income, expenses, and account balances on a regular basis,” says Tim Woodward. “We recommend using a personal budgeting software (i.e. Mint, YNAB, Quicken, etc.) to help facilitate these conversations.” “We also recommend having as many accounts as possible titled jointly to help increase transparency, which then creates a spirit of oneness,” says Alexis Woodward. “Working with a Certified Financial Planner who can serve as an independent third-party in the middle between you and your finances may help reduce any tension that exists around finances in your marriage and may help facilitate honest money conversations.” 3) Money HabitsEveryone has money habits. It is crucial for all couples, including those who are building a blended family, to discuss their spending and saving habits, expectations from each other, and financial philosophy. For example, if one person prefers day trading while the other likes long-term conservative investments, it is essential to go into the relationship with eyes wide open. If only one has biological children, their spending habits are likely to be vastly different than someone who does not. Aligning financial habits can help a couple to ensure that they’re on the same page and are working towards their life goals with the same level of commitment. Not discussing these issues or differences can lead to conflicts, especially in a blended family. 4) Financial PlanWhile couples must discuss their money habits, they also have to agree on their long and short-term financial goals. Will they have more children? What’s the retirement plan? Will they relocate or move to a bigger house? Setting financial goals and having shared visions make a successful blended family. Ideally, couples should create a joint financial plan, including savings goals, family budget, income sources, debt payments, net worth target, investments, and retirement plans. 5) Financial Obligations Due To Divorce SettlementCouples must know if their partner owes alimony, child support, or other payments mandated in the divorce settlement. Knowing how much and how long the payments will last is crucial so the family can plan accordingly. It is also essential to know the laws surrounding alimony and child support. For example, the court can stop alimony payments once the ex-spouse remarries. Child support age limits vary from state to state, but child support stops once the child starts attending college. Techniques to Manage Blended Family Finances1) Have an Open and Transparent ConversationCouples must have an open and honest conversation about their finances, including debts, financial obligations, child support, assets, etc. This conversation should cover their spending habits and how they previously managed their finances. If necessary, the couple should work with financial experts like tax professionals or financial advisors for better financial decisions. 2) Consider Merging FinancesMerging finances is crucial to the success of a healthy, blended family, and it promotes unity and togetherness between partners. Blending accounts help partners save for shared goals like buying a bigger house, going on a dream vacation, or paying for shared expenses. In addition, owning a joint account clearly shows where each partner stands and evokes team spirit, which is pivotal to a blended family. Above all, blending finances is a more convenient and efficient way of managing the family’s finances. Here’s an overview of the three main models for merging finances. The Proportional MethodThis model involves couples combining their finances while contributing toward household bills at a rate proportional to their income. Besides joining finances, couples can keep separate accounts for their personal needs. The Raw Contribution MethodIn this case, couples contribute the same amount irrespective of their income. For example, If one partner earns $3,500, the other earns $5,600 per month, and their shared bills total $4,600, they would contribute $2300 each. Complete Combine MethodHere, the partners combine all their finances and share the responsibility of paying bills and developing joint saving goals. For many couples, a joint bank account symbolizes their financial union. 3) Consider a Prenuptial AgreementConsulting a lawyer, especially for couples embarking on a new journey as a blended family, is crucial. A lawyer’s guidance on the prenuptial agreement can help the couple navigate challenging conversations about money and protect their assets. Couples shouldn’t proceed with prenups without proper counseling from a lawyer. A lawyer will explain the processes and ensure the prenuptial agreement meets the court’s requirements. The requirements include both parties disclosing their assets, income, and financial obligations. Other requirements include partners reviewing the document and seeking legal advice before signing it. Sometimes the terms of the prenuptial agreement may be confusing, and a lawyer can help the couple comprehend their rights and options. Final ThoughtsOverall, every blended family is unique. What works for one family may not work for another. Managing complex relationships associated with blended families is hard enough, but managing blended finances does not have to be. Follow the pointers above to avoid money-related friction and tension between family members. Ultimately, having honest conversations about finances and creating a financial plan will help alleviate the stress. The sooner partners discuss the issues that may arise as a blended family, the better. This will foster a healthy, financially sound, and happy marriage. This post originally appeared on Hello Sensible. Via https://mylifeiguess.com/blended-family-challenges/ |
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